BIN 103231
BIN 103231 belongs to a Local Brand debit card issued by Agricultural Bank Of China in China.
| BIN / IIN | 103231 |
|---|---|
| Card brand | Local Brand |
| Card type | Debit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Agricultural Bank Of China |
| Issuer phone | 95599 |
| Issuer website | http://www.abchina.com |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 103231 runs on the Local Brand network, is a debit card, was issued by Agricultural Bank Of China and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Local Brand cards, use generated test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 103231 FAQ
Which bank issued BIN 103231?
BIN 103231 is issued by Agricultural Bank Of China in China.
Is BIN 103231 a credit or debit card?
BIN 103231 is a debit card on the Local Brand network.
What country is BIN 103231 from?
Cards starting with 103231 are issued in China (CN).
Can BIN 103231 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.