BIN 401045
BIN 401045 belongs to a Visa credit platinum card issued by Op Cooperative in Finland.
| BIN / IIN | 401045 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Platinum |
| Prepaid | No |
| Issuing bank | Op Cooperative |
| Country | 🇫🇮Finland(FI) |
What this BIN tells you
A card that starts with 401045 runs on the Visa network, is a credit card, was issued by Op Cooperative and comes from Finland. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 401045 FAQ
Which bank issued BIN 401045?
BIN 401045 is issued by Op Cooperative in Finland.
Is BIN 401045 a credit or debit card?
BIN 401045 is a credit card on the Visa network.
What country is BIN 401045 from?
Cards starting with 401045 are issued in Finland (FI).
Can BIN 401045 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.