BIN 402395
BIN 402395 belongs to a Visa credit platinum card issued by Banco Universal S.A. Unibanco in Ecuador.
| BIN / IIN | 402395 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Platinum |
| Prepaid | No |
| Issuing bank | Banco Universal S.A. Unibanco |
| Country | 🇪🇨Ecuador(EC) |
What this BIN tells you
A card that starts with 402395 runs on the Visa network, is a credit card, was issued by Banco Universal S.A. Unibanco and comes from Ecuador. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 402395 FAQ
Which bank issued BIN 402395?
BIN 402395 is issued by Banco Universal S.A. Unibanco in Ecuador.
Is BIN 402395 a credit or debit card?
BIN 402395 is a credit card on the Visa network.
What country is BIN 402395 from?
Cards starting with 402395 are issued in Ecuador (EC).
Can BIN 402395 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.