BIN 404397
BIN 404397 belongs to a Visa debit classic card issued by Howard University Employees Federal Credit Union in United States.
| BIN / IIN | 404397 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Howard University Employees Federal Credit Union |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 404397 runs on the Visa network, is a debit card, was issued by Howard University Employees Federal Credit Union and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 404397 FAQ
Which bank issued BIN 404397?
BIN 404397 is issued by Howard University Employees Federal Credit Union in United States.
Is BIN 404397 a credit or debit card?
BIN 404397 is a debit card on the Visa network.
What country is BIN 404397 from?
Cards starting with 404397 are issued in United States (US).
Can BIN 404397 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.