BIN 404505
BIN 404505 belongs to a Visa credit card issued by Spiritbank in United States.
| BIN / IIN | 404505 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Spiritbank |
| Issuer phone | +18003521171 |
| Issuer website | https://www.spiritbank.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 404505 runs on the Visa network, is a credit card, was issued by Spiritbank and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 404505 FAQ
Which bank issued BIN 404505?
BIN 404505 is issued by Spiritbank in United States.
Is BIN 404505 a credit or debit card?
BIN 404505 is a credit card on the Visa network.
What country is BIN 404505 from?
Cards starting with 404505 are issued in United States (US).
Can BIN 404505 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.