BIN 405497
BIN 405497 belongs to a Visa debit classic card issued by Heritage Bank - A Division Of Heritage People's Choice, LTD. in Australia.
| BIN / IIN | 405497 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Heritage Bank - A Division Of Heritage People's Choice, LTD. |
| Country | 🇦🇺Australia(AU) |
What this BIN tells you
A card that starts with 405497 runs on the Visa network, is a debit card, was issued by Heritage Bank - A Division Of Heritage People's Choice, LTD. and comes from Australia. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 405497 FAQ
Which bank issued BIN 405497?
BIN 405497 is issued by Heritage Bank - A Division Of Heritage People's Choice, LTD. in Australia.
Is BIN 405497 a credit or debit card?
BIN 405497 is a debit card on the Visa network.
What country is BIN 405497 from?
Cards starting with 405497 are issued in Australia (AU).
Can BIN 405497 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.