BIN 413312
BIN 413312 belongs to a Visa debit classic card issued by Heritage And People's Choice, LTD. in Australia.
| BIN / IIN | 413312 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Heritage And People's Choice, LTD. |
| Country | 🇦🇺Australia(AU) |
What this BIN tells you
A card that starts with 413312 runs on the Visa network, is a debit card, was issued by Heritage And People's Choice, LTD. and comes from Australia. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 413312 FAQ
Which bank issued BIN 413312?
BIN 413312 is issued by Heritage And People's Choice, LTD. in Australia.
Is BIN 413312 a credit or debit card?
BIN 413312 is a debit card on the Visa network.
What country is BIN 413312 from?
Cards starting with 413312 are issued in Australia (AU).
Can BIN 413312 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.