BIN 420013

BIN 420013 belongs to a Visa debit classic card issued by Financiera Efectiva, S.A. in Peru.

BIN / IIN420013
Card brandVisa
Card typeDebit
Card levelClassic
PrepaidNo
Issuing bank Financiera Efectiva, S.A.
Country🇵🇪Peru(PE)

What this BIN tells you

A card that starts with 420013 runs on the Visa network, is a debit card, was issued by Financiera Efectiva, S.A. and comes from Peru. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 420013 FAQ

Which bank issued BIN 420013?

BIN 420013 is issued by Financiera Efectiva, S.A. in Peru.

Is BIN 420013 a credit or debit card?

BIN 420013 is a debit card on the Visa network.

What country is BIN 420013 from?

Cards starting with 420013 are issued in Peru (PE).

Can BIN 420013 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.