BIN 428045
BIN 428045 belongs to a Visa debit business card issued by Mypoint Credit Union in United States.
| BIN / IIN | 428045 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Mypoint Credit Union |
| Issuer phone | +18884953400 |
| Issuer website | https://www.mypointcu.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 428045 runs on the Visa network, is a debit card, was issued by Mypoint Credit Union and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 428045 FAQ
Which bank issued BIN 428045?
BIN 428045 is issued by Mypoint Credit Union in United States.
Is BIN 428045 a credit or debit card?
BIN 428045 is a debit card on the Visa network.
What country is BIN 428045 from?
Cards starting with 428045 are issued in United States (US).
Can BIN 428045 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.