BIN 431870
BIN 431870 belongs to a Visa credit classic card issued by S-pankki Oy (S-bank Limited) in Finland.
| BIN / IIN | 431870 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | S-pankki Oy (S-bank Limited) |
| Issuer phone | +35810765800 |
| Issuer website | https://www.s-pankki.fi |
| Country | 🇫🇮Finland(FI) |
What this BIN tells you
A card that starts with 431870 runs on the Visa network, is a credit card, was issued by S-pankki Oy (S-bank Limited) and comes from Finland. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 431870 FAQ
Which bank issued BIN 431870?
BIN 431870 is issued by S-pankki Oy (S-bank Limited) in Finland.
Is BIN 431870 a credit or debit card?
BIN 431870 is a credit card on the Visa network.
What country is BIN 431870 from?
Cards starting with 431870 are issued in Finland (FI).
Can BIN 431870 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.