BIN 439227
BIN 439227 belongs to a Visa credit business card issued by China Merchants Bank in China.
| BIN / IIN | 439227 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | China Merchants Bank |
| Issuer phone | 95555 |
| Issuer website | https://english.cmbchina.com |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 439227 runs on the Visa network, is a credit card, was issued by China Merchants Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 439227 FAQ
Which bank issued BIN 439227?
BIN 439227 is issued by China Merchants Bank in China.
Is BIN 439227 a credit or debit card?
BIN 439227 is a credit card on the Visa network.
What country is BIN 439227 from?
Cards starting with 439227 are issued in China (CN).
Can BIN 439227 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.