BIN 472932
BIN 472932 belongs to a Visa debit gold card issued by OJSC Bank Universal in Ukraine.
| BIN / IIN | 472932 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Gold |
| Prepaid | No |
| Issuing bank | OJSC Bank Universal |
| Issuer phone | +380443915777 |
| Issuer website | http://www.universalbank.com.ua |
| Country | 🇺🇦Ukraine(UA) |
What this BIN tells you
A card that starts with 472932 runs on the Visa network, is a debit card, was issued by OJSC Bank Universal and comes from Ukraine. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 472932 FAQ
Which bank issued BIN 472932?
BIN 472932 is issued by OJSC Bank Universal in Ukraine.
Is BIN 472932 a credit or debit card?
BIN 472932 is a debit card on the Visa network.
What country is BIN 472932 from?
Cards starting with 472932 are issued in Ukraine (UA).
Can BIN 472932 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.