BIN 476557
BIN 476557 belongs to a Visa credit classic card issued by Banco Universal, S.A. in Panama.
| BIN / IIN | 476557 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Banco Universal, S.A. |
| Issuer phone | +5077779400 / +5077754394 |
| Issuer website | http://www.bancouniversal.com |
| Country | 🇵🇦Panama(PA) |
What this BIN tells you
A card that starts with 476557 runs on the Visa network, is a credit card, was issued by Banco Universal, S.A. and comes from Panama. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 476557 FAQ
Which bank issued BIN 476557?
BIN 476557 is issued by Banco Universal, S.A. in Panama.
Is BIN 476557 a credit or debit card?
BIN 476557 is a credit card on the Visa network.
What country is BIN 476557 from?
Cards starting with 476557 are issued in Panama (PA).
Can BIN 476557 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.