BIN 490474
BIN 490474 belongs to a Visa credit business card issued by Erste Bank Der Oesterreichischen Sparkassen AG in Austria.
| BIN / IIN | 490474 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Erste Bank Der Oesterreichischen Sparkassen AG |
| Issuer phone | +435010052222 |
| Issuer website | http://www.sparkasse.at |
| Country | 🇦🇹Austria(AT) |
What this BIN tells you
A card that starts with 490474 runs on the Visa network, is a credit card, was issued by Erste Bank Der Oesterreichischen Sparkassen AG and comes from Austria. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 490474 FAQ
Which bank issued BIN 490474?
BIN 490474 is issued by Erste Bank Der Oesterreichischen Sparkassen AG in Austria.
Is BIN 490474 a credit or debit card?
BIN 490474 is a credit card on the Visa network.
What country is BIN 490474 from?
Cards starting with 490474 are issued in Austria (AT).
Can BIN 490474 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.