BIN 490804
BIN 490804 belongs to a Visa credit classic card issued by Verband Der Sparda Banken E.v. in Germany.
| BIN / IIN | 490804 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Verband Der Sparda Banken E.v. |
| Issuer phone | +49697920940 |
| Issuer website | http://www.sparda-verband.de |
| Country | 🇩🇪Germany(DE) |
What this BIN tells you
A card that starts with 490804 runs on the Visa network, is a credit card, was issued by Verband Der Sparda Banken E.v. and comes from Germany. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 490804 FAQ
Which bank issued BIN 490804?
BIN 490804 is issued by Verband Der Sparda Banken E.v. in Germany.
Is BIN 490804 a credit or debit card?
BIN 490804 is a credit card on the Visa network.
What country is BIN 490804 from?
Cards starting with 490804 are issued in Germany (DE).
Can BIN 490804 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.