BIN 491381
BIN 491381 belongs to a Visa credit card issued by Transacciones Universales, S.A. in Guatemala.
| BIN / IIN | 491381 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Transacciones Universales, S.A. |
| Issuer phone | +50223397200 |
| Country | 🇬🇹Guatemala(GT) |
What this BIN tells you
A card that starts with 491381 runs on the Visa network, is a credit card, was issued by Transacciones Universales, S.A. and comes from Guatemala. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 491381 FAQ
Which bank issued BIN 491381?
BIN 491381 is issued by Transacciones Universales, S.A. in Guatemala.
Is BIN 491381 a credit or debit card?
BIN 491381 is a credit card on the Visa network.
What country is BIN 491381 from?
Cards starting with 491381 are issued in Guatemala (GT).
Can BIN 491381 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.