BIN 491831
BIN 491831 belongs to a Visa debit prepaid card issued by Metropolitan Commercial Bank in United States.
| BIN / IIN | 491831 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Prepaid |
| Prepaid | Yes |
| Issuing bank | Metropolitan Commercial Bank |
| Issuer phone | +18663638226 |
| Issuer website | https://www.mcbankny.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 491831 runs on the Visa network, is a debit card, was issued by Metropolitan Commercial Bank and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 491831 FAQ
Which bank issued BIN 491831?
BIN 491831 is issued by Metropolitan Commercial Bank in United States.
Is BIN 491831 a credit or debit card?
BIN 491831 is a debit card on the Visa network, and it is prepaid.
What country is BIN 491831 from?
Cards starting with 491831 are issued in United States (US).
Can BIN 491831 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.