BIN 492281

BIN 492281 belongs to a Visa credit classic card issued by Sumitomo Mitsui Trust Club Co., LTD. in Japan.

BIN / IIN492281
Card brandVisa
Card typeCredit
Card levelClassic
PrepaidNo
Issuing bankSumitomo Mitsui Trust Club Co., LTD.
Country🇯🇵Japan(JP)

What this BIN tells you

A card that starts with 492281 runs on the Visa network, is a credit card, was issued by Sumitomo Mitsui Trust Club Co., LTD. and comes from Japan. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 492281 FAQ

Which bank issued BIN 492281?

BIN 492281 is issued by Sumitomo Mitsui Trust Club Co., LTD. in Japan.

Is BIN 492281 a credit or debit card?

BIN 492281 is a credit card on the Visa network.

What country is BIN 492281 from?

Cards starting with 492281 are issued in Japan (JP).

Can BIN 492281 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.