BIN 493412
BIN 493412 belongs to a Visa credit business enhanced card issued by Paynetics AD in Germany.
| BIN / IIN | 493412 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Business Enhanced |
| Prepaid | No |
| Issuing bank | Paynetics AD |
| Country | 🇩🇪Germany(DE) |
What this BIN tells you
A card that starts with 493412 runs on the Visa network, is a credit card, was issued by Paynetics AD and comes from Germany. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 493412 FAQ
Which bank issued BIN 493412?
BIN 493412 is issued by Paynetics AD in Germany.
Is BIN 493412 a credit or debit card?
BIN 493412 is a credit card on the Visa network.
What country is BIN 493412 from?
Cards starting with 493412 are issued in Germany (DE).
Can BIN 493412 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.