BIN 494431
BIN 494431 belongs to a Visa credit card in New Zealand.
| BIN / IIN | 494431 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Unknown |
| Country | 🇳🇿New Zealand(NZ) |
What this BIN tells you
A card that starts with 494431 runs on the Visa network, is a credit card and comes from New Zealand. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 494431 FAQ
Is BIN 494431 a credit or debit card?
BIN 494431 is a credit card on the Visa network.
What country is BIN 494431 from?
Cards starting with 494431 are issued in New Zealand (NZ).
Can BIN 494431 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.