BIN 496647
BIN 496647 belongs to a Visa credit business card issued by Downey Federal Credit Union in United States.
| BIN / IIN | 496647 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Downey Federal Credit Union |
| Issuer phone | +15628628141 |
| Issuer website | https://www.downeyfcu.org |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 496647 runs on the Visa network, is a credit card, was issued by Downey Federal Credit Union and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 496647 FAQ
Which bank issued BIN 496647?
BIN 496647 is issued by Downey Federal Credit Union in United States.
Is BIN 496647 a credit or debit card?
BIN 496647 is a credit card on the Visa network.
What country is BIN 496647 from?
Cards starting with 496647 are issued in United States (US).
Can BIN 496647 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.