BIN 497631
BIN 497631 belongs to a Visa credit classic card issued by Banque Francaise Commerciale Ocean Indien in France.
| BIN / IIN | 497631 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Banque Francaise Commerciale Ocean Indien |
| Country | 🇫🇷France(FR) |
What this BIN tells you
A card that starts with 497631 runs on the Visa network, is a credit card, was issued by Banque Francaise Commerciale Ocean Indien and comes from France. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 497631 FAQ
Which bank issued BIN 497631?
BIN 497631 is issued by Banque Francaise Commerciale Ocean Indien in France.
Is BIN 497631 a credit or debit card?
BIN 497631 is a credit card on the Visa network.
What country is BIN 497631 from?
Cards starting with 497631 are issued in France (FR).
Can BIN 497631 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.