BIN 499974
BIN 499974 belongs to a Visa credit card issued by Visa New Zealand in New Zealand.
| BIN / IIN | 499974 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Visa New Zealand |
| Issuer phone | 1-800-847-2911 |
| Issuer website | http://www.visa.co.nz |
| Country | 🇳🇿New Zealand(NZ) |
What this BIN tells you
A card that starts with 499974 runs on the Visa network, is a credit card, was issued by Visa New Zealand and comes from New Zealand. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 499974 FAQ
Which bank issued BIN 499974?
BIN 499974 is issued by Visa New Zealand in New Zealand.
Is BIN 499974 a credit or debit card?
BIN 499974 is a credit card on the Visa network.
What country is BIN 499974 from?
Cards starting with 499974 are issued in New Zealand (NZ).
Can BIN 499974 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.