BIN 540195
BIN 540195 belongs to a Mastercard debit standard card issued by Heartland Bank, LTD. in New Zealand.
| BIN / IIN | 540195 |
|---|---|
| Card brand | Mastercard |
| Card type | Debit |
| Card level | Standard |
| Prepaid | No |
| Issuing bank | Heartland Bank, LTD. |
| Country | 🇳🇿New Zealand(NZ) |
What this BIN tells you
A card that starts with 540195 runs on the Mastercard network, is a debit card, was issued by Heartland Bank, LTD. and comes from New Zealand. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 540195 FAQ
Which bank issued BIN 540195?
BIN 540195 is issued by Heartland Bank, LTD. in New Zealand.
Is BIN 540195 a credit or debit card?
BIN 540195 is a debit card on the Mastercard network.
What country is BIN 540195 from?
Cards starting with 540195 are issued in New Zealand (NZ).
Can BIN 540195 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.