BIN 540416
BIN 540416 belongs to a Mastercard credit standard card issued by Luminor Bank AS in Estonia.
| BIN / IIN | 540416 |
|---|---|
| Card brand | Mastercard |
| Card type | Credit |
| Card level | Standard |
| Prepaid | No |
| Issuing bank | Luminor Bank AS |
| Country | 🇪🇪Estonia(EE) |
What this BIN tells you
A card that starts with 540416 runs on the Mastercard network, is a credit card, was issued by Luminor Bank AS and comes from Estonia. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 540416 FAQ
Which bank issued BIN 540416?
BIN 540416 is issued by Luminor Bank AS in Estonia.
Is BIN 540416 a credit or debit card?
BIN 540416 is a credit card on the Mastercard network.
What country is BIN 540416 from?
Cards starting with 540416 are issued in Estonia (EE).
Can BIN 540416 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.