BIN 540642
BIN 540642 belongs to a Mastercard debit prepaid reloadable card issued by Change Labs Nz Pty, LTD. in New Zealand.
| BIN / IIN | 540642 |
|---|---|
| Card brand | Mastercard |
| Card type | Debit |
| Card level | Prepaid Reloadable |
| Prepaid | Yes |
| Issuing bank | Change Labs Nz Pty, LTD. |
| Country | 🇳🇿New Zealand(NZ) |
What this BIN tells you
A card that starts with 540642 runs on the Mastercard network, is a debit card, was issued by Change Labs Nz Pty, LTD. and comes from New Zealand. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 540642 FAQ
Which bank issued BIN 540642?
BIN 540642 is issued by Change Labs Nz Pty, LTD. in New Zealand.
Is BIN 540642 a credit or debit card?
BIN 540642 is a debit card on the Mastercard network, and it is prepaid.
What country is BIN 540642 from?
Cards starting with 540642 are issued in New Zealand (NZ).
Can BIN 540642 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.