BIN 540946
BIN 540946 belongs to a Mastercard debit business card issued by Empower Federal Credit Union in United States.
| BIN / IIN | 540946 |
|---|---|
| Card brand | Mastercard |
| Card type | Debit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Empower Federal Credit Union |
| Issuer phone | +18004625000 |
| Issuer website | https://www.empowerfcu.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 540946 runs on the Mastercard network, is a debit card, was issued by Empower Federal Credit Union and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 540946 FAQ
Which bank issued BIN 540946?
BIN 540946 is issued by Empower Federal Credit Union in United States.
Is BIN 540946 a credit or debit card?
BIN 540946 is a debit card on the Mastercard network.
What country is BIN 540946 from?
Cards starting with 540946 are issued in United States (US).
Can BIN 540946 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.