BIN 550312
BIN 550312 belongs to a Mastercard credit card issued by Universal Bank, N.A. in United States.
| BIN / IIN | 550312 |
|---|---|
| Card brand | Mastercard |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Universal Bank, N.A. |
| Issuer phone | +16268542818 |
| Issuer website | http://www.universalbank.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 550312 runs on the Mastercard network, is a credit card, was issued by Universal Bank, N.A. and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 550312 FAQ
Which bank issued BIN 550312?
BIN 550312 is issued by Universal Bank, N.A. in United States.
Is BIN 550312 a credit or debit card?
BIN 550312 is a credit card on the Mastercard network.
What country is BIN 550312 from?
Cards starting with 550312 are issued in United States (US).
Can BIN 550312 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.