BIN 620038

BIN 620038 belongs to a China UnionPay debit prepaid card issued by Bank Of China Commercial Payment Co., LTD. in China.

BIN / IIN620038
Card brandChina UnionPay
Card typeDebit
Card levelPrepaid
PrepaidYes
Issuing bank Bank Of China Commercial Payment Co., LTD.
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 620038 runs on the China UnionPay network, is a debit card, was issued by Bank Of China Commercial Payment Co., LTD. and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 620038 FAQ

Which bank issued BIN 620038?

BIN 620038 is issued by Bank Of China Commercial Payment Co., LTD. in China.

Is BIN 620038 a credit or debit card?

BIN 620038 is a debit card on the China UnionPay network, and it is prepaid.

What country is BIN 620038 from?

Cards starting with 620038 are issued in China (CN).

Can BIN 620038 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.