BIN 621403

BIN 621403 belongs to a China UnionPay debit personal card issued by Lai Commercial Bank-debit Ic Card in China.

BIN / IIN621403
Card brandChina UnionPay
Card typeDebit
Card levelPersonal
PrepaidNo
Issuing bank Lai Commercial Bank-debit Ic Card
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 621403 runs on the China UnionPay network, is a debit card, was issued by Lai Commercial Bank-debit Ic Card and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 621403 FAQ

Which bank issued BIN 621403?

BIN 621403 is issued by Lai Commercial Bank-debit Ic Card in China.

Is BIN 621403 a credit or debit card?

BIN 621403 is a debit card on the China UnionPay network.

What country is BIN 621403 from?

Cards starting with 621403 are issued in China (CN).

Can BIN 621403 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.