BIN 622281

BIN 622281 belongs to a China UnionPay debit standard card issued by Ningbo City Commercial Bank in China.

BIN / IIN622281
Card brandChina UnionPay
Card typeDebit
Card levelStandard
PrepaidNo
Issuing bank Ningbo City Commercial Bank
Issuer phone+864009166666
Issuer websitehttp://www.ncbank.cn
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 622281 runs on the China UnionPay network, is a debit card, was issued by Ningbo City Commercial Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 622281 FAQ

Which bank issued BIN 622281?

BIN 622281 is issued by Ningbo City Commercial Bank in China.

Is BIN 622281 a credit or debit card?

BIN 622281 is a debit card on the China UnionPay network.

What country is BIN 622281 from?

Cards starting with 622281 are issued in China (CN).

Can BIN 622281 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.