BIN 622778
BIN 622778 belongs to a China UnionPay credit classic card issued by Ningbo Commercial Bank in China.
| BIN / IIN | 622778 |
|---|---|
| Card brand | China UnionPay |
| Card type | Credit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Ningbo Commercial Bank |
| Issuer phone | +864009166666 |
| Issuer website | http://www.ncbank.cn |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 622778 runs on the China UnionPay network, is a credit card, was issued by Ningbo Commercial Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 622778 FAQ
Which bank issued BIN 622778?
BIN 622778 is issued by Ningbo Commercial Bank in China.
Is BIN 622778 a credit or debit card?
BIN 622778 is a credit card on the China UnionPay network.
What country is BIN 622778 from?
Cards starting with 622778 are issued in China (CN).
Can BIN 622778 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.