BIN 623186

BIN 623186 belongs to a China UnionPay debit personal card issued by Shenzhen Rural Commercial Bank-xintong Business Card in China.

BIN / IIN623186
Card brandChina UnionPay
Card typeDebit
Card levelPersonal
PrepaidNo
Issuing bank Shenzhen Rural Commercial Bank-xintong Business Card
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 623186 runs on the China UnionPay network, is a debit card, was issued by Shenzhen Rural Commercial Bank-xintong Business Card and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 623186 FAQ

Which bank issued BIN 623186?

BIN 623186 is issued by Shenzhen Rural Commercial Bank-xintong Business Card in China.

Is BIN 623186 a credit or debit card?

BIN 623186 is a debit card on the China UnionPay network.

What country is BIN 623186 from?

Cards starting with 623186 are issued in China (CN).

Can BIN 623186 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.