BIN 623514

BIN 623514 belongs to a China UnionPay debit personal card issued by Xiamen City Commercial Bank in China.

BIN / IIN623514
Card brandChina UnionPay
Card typeDebit
Card levelPersonal
PrepaidNo
Issuing bank Xiamen City Commercial Bank
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 623514 runs on the China UnionPay network, is a debit card, was issued by Xiamen City Commercial Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 623514 FAQ

Which bank issued BIN 623514?

BIN 623514 is issued by Xiamen City Commercial Bank in China.

Is BIN 623514 a credit or debit card?

BIN 623514 is a debit card on the China UnionPay network.

What country is BIN 623514 from?

Cards starting with 623514 are issued in China (CN).

Can BIN 623514 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.