BIN 628204

BIN 628204 belongs to a China UnionPay credit classic card issued by Jinhua Commercial Bank in China.

BIN / IIN628204
Card brandChina UnionPay
Card typeCredit
Card levelClassic
PrepaidNo
Issuing bank Jinhua Commercial Bank
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 628204 runs on the China UnionPay network, is a credit card, was issued by Jinhua Commercial Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 628204 FAQ

Which bank issued BIN 628204?

BIN 628204 is issued by Jinhua Commercial Bank in China.

Is BIN 628204 a credit or debit card?

BIN 628204 is a credit card on the China UnionPay network.

What country is BIN 628204 from?

Cards starting with 628204 are issued in China (CN).

Can BIN 628204 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.