BIN 628331
BIN 628331 belongs to a China UnionPay credit personal card issued by Xinyang Bank-official Card in China.
| BIN / IIN | 628331 |
|---|---|
| Card brand | China UnionPay |
| Card type | Credit |
| Card level | Personal |
| Prepaid | No |
| Issuing bank | Xinyang Bank-official Card |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 628331 runs on the China UnionPay network, is a credit card, was issued by Xinyang Bank-official Card and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 628331 FAQ
Which bank issued BIN 628331?
BIN 628331 is issued by Xinyang Bank-official Card in China.
Is BIN 628331 a credit or debit card?
BIN 628331 is a credit card on the China UnionPay network.
What country is BIN 628331 from?
Cards starting with 628331 are issued in China (CN).
Can BIN 628331 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.