BIN 629281
BIN 629281 belongs to a China UnionPay debit corporate card issued by Universal Merchant Bank in Ghana.
| BIN / IIN | 629281 |
|---|---|
| Card brand | China UnionPay |
| Card type | Debit |
| Card level | Corporate |
| Prepaid | No |
| Issuing bank | Universal Merchant Bank |
| Country | 🇬ðŸ‡Ghana(GH) |
What this BIN tells you
A card that starts with 629281 runs on the China UnionPay network, is a debit card, was issued by Universal Merchant Bank and comes from Ghana. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 629281 FAQ
Which bank issued BIN 629281?
BIN 629281 is issued by Universal Merchant Bank in Ghana.
Is BIN 629281 a credit or debit card?
BIN 629281 is a debit card on the China UnionPay network.
What country is BIN 629281 from?
Cards starting with 629281 are issued in Ghana (GH).
Can BIN 629281 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.