BIN 940023
BIN 940023 belongs to a China UnionPay debit personal card issued by Xiamen Bank Co., LTD. in China.
| BIN / IIN | 940023 |
|---|---|
| Card brand | China UnionPay |
| Card type | Debit |
| Card level | Personal |
| Prepaid | No |
| Issuing bank | Xiamen Bank Co., LTD. |
| Issuer phone | +864008588888 |
| Issuer website | http://www.xmccb.com |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 940023 runs on the China UnionPay network, is a debit card, was issued by Xiamen Bank Co., LTD. and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 940023 FAQ
Which bank issued BIN 940023?
BIN 940023 is issued by Xiamen Bank Co., LTD. in China.
Is BIN 940023 a credit or debit card?
BIN 940023 is a debit card on the China UnionPay network.
What country is BIN 940023 from?
Cards starting with 940023 are issued in China (CN).
Can BIN 940023 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.