BIN 940049

BIN 940049 belongs to a China UnionPay debit personal card issued by Haerbin Bank in China.

BIN / IIN940049
Card brandChina UnionPay
Card typeDebit
Card levelPersonal
PrepaidNo
Issuing bank Haerbin Bank
Issuer phone+864006095537
Issuer websitehttp://www.hrbcb.com.cn
Country🇨🇳China(CN)

What this BIN tells you

A card that starts with 940049 runs on the China UnionPay network, is a debit card, was issued by Haerbin Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 940049 FAQ

Which bank issued BIN 940049?

BIN 940049 is issued by Haerbin Bank in China.

Is BIN 940049 a credit or debit card?

BIN 940049 is a debit card on the China UnionPay network.

What country is BIN 940049 from?

Cards starting with 940049 are issued in China (CN).

Can BIN 940049 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.