BIN 402831
BIN 402831 belongs to a Visa credit traditional card issued by Valley Financial Credit Union in United States.
| BIN / IIN | 402831 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Traditional |
| Prepaid | No |
| Issuing bank | Valley Financial Credit Union |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 402831 runs on the Visa network, is a credit card, was issued by Valley Financial Credit Union and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 402831 FAQ
Which bank issued BIN 402831?
BIN 402831 is issued by Valley Financial Credit Union in United States.
Is BIN 402831 a credit or debit card?
BIN 402831 is a credit card on the Visa network.
What country is BIN 402831 from?
Cards starting with 402831 are issued in United States (US).
Can BIN 402831 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.