BIN 404222
BIN 404222 belongs to a Visa debit classic card issued by Optus Bank in United States.
| BIN / IIN | 404222 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Optus Bank |
| Issuer phone | +18037338100 |
| Issuer website | https://optus.bank |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 404222 runs on the Visa network, is a debit card, was issued by Optus Bank and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 404222 FAQ
Which bank issued BIN 404222?
BIN 404222 is issued by Optus Bank in United States.
Is BIN 404222 a credit or debit card?
BIN 404222 is a debit card on the Visa network.
What country is BIN 404222 from?
Cards starting with 404222 are issued in United States (US).
Can BIN 404222 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.