BIN 474304
BIN 474304 belongs to a Visa debit business card issued by Optus Bank in United States.
| BIN / IIN | 474304 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Optus Bank |
| Issuer phone | +18037338100 |
| Issuer website | https://optus.bank |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 474304 runs on the Visa network, is a debit card, was issued by Optus Bank and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 474304 FAQ
Which bank issued BIN 474304?
BIN 474304 is issued by Optus Bank in United States.
Is BIN 474304 a credit or debit card?
BIN 474304 is a debit card on the Visa network.
What country is BIN 474304 from?
Cards starting with 474304 are issued in United States (US).
Can BIN 474304 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.