BIN 447689
BIN 447689 belongs to a Visa debit classic card issued by Universal Merchant Bank, LTD. in Ghana.
| BIN / IIN | 447689 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Classic |
| Prepaid | No |
| Issuing bank | Universal Merchant Bank, LTD. |
| Country | 🇬ðŸ‡Ghana(GH) |
What this BIN tells you
A card that starts with 447689 runs on the Visa network, is a debit card, was issued by Universal Merchant Bank, LTD. and comes from Ghana. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 447689 FAQ
Which bank issued BIN 447689?
BIN 447689 is issued by Universal Merchant Bank, LTD. in Ghana.
Is BIN 447689 a credit or debit card?
BIN 447689 is a debit card on the Visa network.
What country is BIN 447689 from?
Cards starting with 447689 are issued in Ghana (GH).
Can BIN 447689 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.