BIN 483132
BIN 483132 belongs to a Visa debit business card issued by Universal Merchant Bank, LTD. in Ghana.
| BIN / IIN | 483132 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Business |
| Prepaid | No |
| Issuing bank | Universal Merchant Bank, LTD. |
| Country | 🇬ðŸ‡Ghana(GH) |
What this BIN tells you
A card that starts with 483132 runs on the Visa network, is a debit card, was issued by Universal Merchant Bank, LTD. and comes from Ghana. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 483132 FAQ
Which bank issued BIN 483132?
BIN 483132 is issued by Universal Merchant Bank, LTD. in Ghana.
Is BIN 483132 a credit or debit card?
BIN 483132 is a debit card on the Visa network.
What country is BIN 483132 from?
Cards starting with 483132 are issued in Ghana (GH).
Can BIN 483132 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.