BIN 491012
BIN 491012 belongs to a Visa credit b2b virtual card issued by Optal Financial Europe, LTD. in Ireland.
| BIN / IIN | 491012 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | B2b Virtual |
| Prepaid | No |
| Issuing bank | Optal Financial Europe, LTD. |
| Issuer website | https://www.wexeuropeservices.com |
| Country | 🇮🇪Ireland(IE) |
What this BIN tells you
A card that starts with 491012 runs on the Visa network, is a credit card, was issued by Optal Financial Europe, LTD. and comes from Ireland. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 491012 FAQ
Which bank issued BIN 491012?
BIN 491012 is issued by Optal Financial Europe, LTD. in Ireland.
Is BIN 491012 a credit or debit card?
BIN 491012 is a credit card on the Visa network.
What country is BIN 491012 from?
Cards starting with 491012 are issued in Ireland (IE).
Can BIN 491012 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.