BIN 491016
BIN 491016 belongs to a Visa credit card issued by Merrick Bank in United States.
| BIN / IIN | 491016 |
|---|---|
| Card brand | Visa |
| Card type | Credit |
| Card level | Not specified |
| Prepaid | No |
| Issuing bank | Merrick Bank |
| Issuer phone | +18002045936 |
| Issuer website | https://merrickbank.com |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 491016 runs on the Visa network, is a credit card, was issued by Merrick Bank and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 491016 FAQ
Which bank issued BIN 491016?
BIN 491016 is issued by Merrick Bank in United States.
Is BIN 491016 a credit or debit card?
BIN 491016 is a credit card on the Visa network.
What country is BIN 491016 from?
Cards starting with 491016 are issued in United States (US).
Can BIN 491016 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.