BIN 497120
BIN 497120 belongs to a Visa debit business enhanced card issued by Spendesk Financial Services Sas in Spain.
| BIN / IIN | 497120 |
|---|---|
| Card brand | Visa |
| Card type | Debit |
| Card level | Business Enhanced |
| Prepaid | No |
| Issuing bank | Spendesk Financial Services Sas |
| Country | 🇪🇸Spain(ES) |
What this BIN tells you
A card that starts with 497120 runs on the Visa network, is a debit card, was issued by Spendesk Financial Services Sas and comes from Spain. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Visa cards, use Visa test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 497120 FAQ
Which bank issued BIN 497120?
BIN 497120 is issued by Spendesk Financial Services Sas in Spain.
Is BIN 497120 a credit or debit card?
BIN 497120 is a debit card on the Visa network.
What country is BIN 497120 from?
Cards starting with 497120 are issued in Spain (ES).
Can BIN 497120 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.