BIN 534940

BIN 534940 belongs to a Mastercard debit enhanced card issued by Optum Bank, INC. in United States.

BIN / IIN534940
Card brandMastercard
Card typeDebit
Card levelEnhanced
PrepaidNo
Issuing bankOptum Bank, INC.
Country🇺🇸United States(US)

What this BIN tells you

A card that starts with 534940 runs on the Mastercard network, is a debit card, was issued by Optum Bank, INC. and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 534940 FAQ

Which bank issued BIN 534940?

BIN 534940 is issued by Optum Bank, INC. in United States.

Is BIN 534940 a credit or debit card?

BIN 534940 is a debit card on the Mastercard network.

What country is BIN 534940 from?

Cards starting with 534940 are issued in United States (US).

Can BIN 534940 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.