BIN 542381
BIN 542381 belongs to a Mastercard debit prepaid flex benefit card issued by Optum Bank, INC. in United States.
| BIN / IIN | 542381 |
|---|---|
| Card brand | Mastercard |
| Card type | Debit |
| Card level | Prepaid Flex Benefit |
| Prepaid | Yes |
| Issuing bank | Optum Bank, INC. |
| Country | 🇺🇸United States(US) |
What this BIN tells you
A card that starts with 542381 runs on the Mastercard network, is a debit card, was issued by Optum Bank, INC. and comes from United States. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Mastercard cards, use Mastercard test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 542381 FAQ
Which bank issued BIN 542381?
BIN 542381 is issued by Optum Bank, INC. in United States.
Is BIN 542381 a credit or debit card?
BIN 542381 is a debit card on the Mastercard network, and it is prepaid.
What country is BIN 542381 from?
Cards starting with 542381 are issued in United States (US).
Can BIN 542381 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.