BIN 622981
BIN 622981 belongs to a China UnionPay debit personal card issued by Xian Commercial Bank in China.
| BIN / IIN | 622981 |
|---|---|
| Card brand | China UnionPay |
| Card type | Debit |
| Card level | Personal |
| Prepaid | No |
| Issuing bank | Xian Commercial Bank |
| Issuer phone | +864008696779 |
| Issuer website | https://www.xacbank.com |
| Country | 🇨🇳China(CN) |
What this BIN tells you
A card that starts with 622981 runs on the China UnionPay network, is a debit card, was issued by Xian Commercial Bank and comes from China. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.
A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles China UnionPay cards, use China UnionPay test numbers for form validation, and your gateway's official sandbox cards for payment flows.
BIN 622981 FAQ
Which bank issued BIN 622981?
BIN 622981 is issued by Xian Commercial Bank in China.
Is BIN 622981 a credit or debit card?
BIN 622981 is a debit card on the China UnionPay network.
What country is BIN 622981 from?
Cards starting with 622981 are issued in China (CN).
Can BIN 622981 identify a cardholder?
No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.